The Financial Institutions Practice Group is a subset of both our Corporate and Litigation practice groups.
On the litigation side, the attorneys in this practice group generally defend lawsuits brought against financial institutions, including in the banking and insurance industries. The majority of these claims involve allegations of lender liability for breaches of various alleged duties and responsibilities. We have represented lenders in foreclosure actions, have obtained the appointment of receivers to manage troubled real estate projects and have brought suit against developers when necessary, in order to enforce the terms of the loans at issue. We also have expertise in factoring and have represented a leading factoring company in various lawsuits throughout the United States.
In addition, the firm represents clients in a broad range of retail financial disputes involving mortgage lending, credit cards, automobile lending and leasing and other consumer financial products. We have litigated matters involving the enforceability of guarantees, the appropriateness of contractual interest rates, the requirements for the replevin of collateral, and issues relating to letters of credit and governmental entities such as the FDIC. In addition, we have litigated problem real estate and business loans.
Our practice group includes lawyers who defend insurance class action cases as well as retail banking cases, and members of the practice area work closely with firm lawyers who represent defendants in retail securities brokerage class actions.
On the transactional side, our firm is experienced in secured and unsecured lending transactions, on both the lender and borrower sides. Our experience includes syndicated credits, senior and mezzanine debt financing, and loan originations for the commercial mortgaged-backed securities market. We have extensive experience representing banks, credit companies and other institutional investors negotiating and documenting secured transactions and equity investments in office buildings, retail centers, apartments, hotels and other income properties. We also have significant experience representing borrowers, including real estate developers. We also regularly represent lenders and borrowers in workouts, restructures and bankruptcies involving commercial mortgage loans and real estate investments.
Our approach to these matters is integrated on several levels, across practice groups. The approach begins with helping clients manage litigation risk through pre-litigation counseling, and a team approach to litigation that combines both litigators who have specific experience in financial services disputes, class action defense and defense of complex litigation.
The matters the firm has handled for clients include the federal laws and regulations applicable to this area such as the Truth-in-Lending Act, the Fair Credit Reporting Act and the Electronic Fund Transfer Act. We also have expertise in state and federal laws of more general applicability that apply to this industry as well including deceptive trade practice statutes, federal and state RICO laws and antitrust laws. The firm has also represented clients regularly in seeking to enforce arbitration agreements in the context of consumer financial services.